/* ═══════════════════════════════════════
   EcoflowCapital - Shared Styles
   ═══════════════════════════════════════ */
*,*::before,*::after{margin:0;padding:0;box-sizing:border-box}
:root{
  --bg:#060d0a;--bg2:#0a1a12;--card:#0f2218;--card2:#122a1e;--card3:#163024;
  --green:#1a9b5f;--green-lt:#22c47a;--green-mt:#16734a;--accent:#2eea8f;
  --gold:#c9a84c;--gold-bg:rgba(201,168,76,0.08);--gold-border:rgba(201,168,76,0.2);
  --t1:#e8f5ee;--t2:#7aad90;--t3:#4d7a60;--t4:#345a45;
  --border:rgba(42,180,100,0.12);--border2:rgba(46,234,143,0.25);
  --red:#f07060;--red-bg:rgba(220,80,60,0.1);
}
html{scroll-behavior:smooth}
body{background:var(--bg);color:var(--t1);font-family:'Inter',system-ui,sans-serif;line-height:1.65;-webkit-font-smoothing:antialiased;overflow-x:hidden}
a{color:inherit;text-decoration:none}
img{max-width:100%;display:block}
.serif{font-family:'DM Serif Display',serif}

/* ─── NAV ─── */
nav{display:flex;align-items:center;justify-content:space-between;padding:1.1rem 3rem;border-bottom:1px solid var(--border);position:sticky;top:0;background:rgba(6,13,10,0.92);backdrop-filter:blur(14px);z-index:100}
.nav-logo{display:flex;align-items:center;gap:10px}
.logo-mark{width:34px;height:34px;background:var(--green);border-radius:9px;display:flex;align-items:center;justify-content:center}
.logo-mark svg{width:18px;height:18px;fill:none;stroke:#fff;stroke-width:2.2}
.logo-name{font-size:16px;font-weight:700;letter-spacing:-.4px;color:var(--t1)}
.logo-name span{color:var(--accent)}
.nav-links{display:flex;gap:1.8rem}
.nav-links a{font-size:13.5px;color:var(--t2);transition:color .2s}
.nav-links a:hover{color:var(--t1)}
.nav-dropdown{position:relative}
.nav-dropdown .dd-trigger{cursor:pointer;display:flex;align-items:center;gap:4px}
.nav-dropdown .dd-trigger::after{content:'';border:4px solid transparent;border-top:4px solid var(--t3);margin-top:2px}
.nav-dropdown .dd-menu{position:absolute;top:calc(100% + 8px);left:-8px;background:var(--card);border:1px solid var(--border2);border-radius:12px;padding:8px;min-width:160px;opacity:0;pointer-events:none;transition:opacity .15s,transform .15s;transform:translateY(-4px)}
.nav-dropdown:hover .dd-menu{opacity:1;pointer-events:auto;transform:translateY(0)}
.dd-menu a{display:block;padding:8px 12px;font-size:13px;border-radius:8px;color:var(--t2);transition:background .15s,color .15s}
.dd-menu a:hover{background:rgba(46,234,143,0.06);color:var(--t1)}
.nav-ctas{display:flex;gap:10px;align-items:center}
.btn-ghost{font-size:13.5px;color:var(--t2);background:none;border:none;cursor:pointer;padding:8px 16px;border-radius:8px;transition:color .2s;font-family:inherit;text-decoration:none;display:inline-flex;align-items:center}
.btn-ghost:hover{color:var(--t1)}
.btn-primary{font-size:13.5px;font-weight:500;background:var(--green);color:#fff;border:none;cursor:pointer;padding:9px 20px;border-radius:8px;transition:background .2s;font-family:inherit;text-decoration:none;display:inline-flex;align-items:center}
.btn-primary:hover{background:var(--green-lt)}

/* ─── TICKER ─── */
.ticker{background:var(--bg2);border-top:1px solid var(--border);border-bottom:1px solid var(--border);padding:11px 0;overflow:hidden}
.ticker-track{display:flex;gap:2.5rem;animation:slide 32s linear infinite;width:max-content}
@keyframes slide{from{transform:translateX(0)}to{transform:translateX(-50%)}}
.tk{display:flex;align-items:center;gap:8px;white-space:nowrap;font-size:12.5px}
.tk-n{color:var(--t2);font-weight:500}.tk-v{color:var(--t1);font-weight:600}
.tk-c{font-size:11px;padding:2px 7px;border-radius:4px;font-weight:500}
.tk-up{background:rgba(46,234,143,0.1);color:var(--accent)}
.tk-dn{background:var(--red-bg);color:var(--red)}

/* ─── SHARED ─── */
.wrap{max-width:1140px;margin:0 auto;padding:0 3rem}
.section{padding:5.5rem 0}
.section-label{font-size:11.5px;color:var(--accent);text-transform:uppercase;letter-spacing:1.8px;font-weight:600;margin-bottom:.9rem}
.section-heading{font-size:42px;font-weight:700;letter-spacing:-1.5px;line-height:1.15;color:var(--t1);margin-bottom:.9rem}
.section-heading.sm{font-size:32px;letter-spacing:-1px}
.section-sub{font-size:16px;color:var(--t2);max-width:560px;line-height:1.75}
.divider{border:none;border-top:1px solid var(--border);margin:0}

/* ─── BUTTONS ─── */
.btn{display:inline-flex;align-items:center;gap:6px;font-size:14.5px;font-weight:500;padding:12px 26px;border-radius:10px;cursor:pointer;border:none;transition:all .2s;font-family:inherit;text-decoration:none}
.btn-solid{background:var(--green);color:#fff}.btn-solid:hover{background:var(--green-lt)}
.btn-outline{background:transparent;color:var(--t1);border:1px solid var(--border2)}.btn-outline:hover{background:rgba(46,234,143,0.05)}
.btn-sm{font-size:13px;padding:9px 18px;border-radius:8px}

/* ─── HERO ─── */
.hero{padding:6rem 0 5rem;text-align:center}
.hero-badge{display:inline-flex;align-items:center;gap:8px;background:rgba(46,234,143,0.07);border:1px solid var(--border2);border-radius:999px;padding:6px 18px;font-size:11.5px;color:var(--accent);margin-bottom:2rem;letter-spacing:.6px;text-transform:uppercase;font-weight:500}
.hero-badge .dot{width:6px;height:6px;border-radius:50%;background:var(--accent);animation:pulse 2s ease infinite}
@keyframes pulse{0%,100%{opacity:1}50%{opacity:.4}}
.hero h1{font-size:64px;font-weight:800;letter-spacing:-2.5px;line-height:1.08;margin-bottom:1.5rem}
.hero h1 em{font-style:normal;color:var(--accent)}
.hero p{font-size:17.5px;color:var(--t2);max-width:580px;margin:0 auto 2.5rem;line-height:1.75}
.hero-btns{display:flex;gap:12px;justify-content:center;flex-wrap:wrap}
.hero-stats{display:flex;gap:3rem;justify-content:center;margin-top:4rem;padding-top:3rem;border-top:1px solid var(--border);flex-wrap:wrap}
.stat{text-align:center}.stat-n{font-size:34px;font-weight:700;letter-spacing:-1.2px}
.stat-n span{color:var(--accent)}.stat-l{font-size:12.5px;color:var(--t3);margin-top:2px}

/* ─── ABOUT ─── */
.about-grid{display:grid;grid-template-columns:1fr 1fr;gap:4rem;align-items:center}
.about-visual{background:var(--card);border:1px solid var(--border);border-radius:20px;padding:2.5rem}
.metric-row{display:flex;gap:1.25rem;margin-bottom:1.25rem}
.metric-card{flex:1;background:var(--card2);border:1px solid var(--border);border-radius:12px;padding:1.2rem}
.mc-val{font-size:28px;font-weight:700;letter-spacing:-1px}.mc-val span{color:var(--accent)}
.mc-lbl{font-size:11.5px;color:var(--t3);margin-top:2px}
.prog-row{margin-top:.75rem}
.prog-lbl{display:flex;justify-content:space-between;font-size:11.5px;color:var(--t2);margin-bottom:5px}
.prog-bar{height:4px;background:rgba(255,255,255,0.05);border-radius:999px;overflow:hidden;margin-bottom:10px}
.prog-fill{height:100%;border-radius:999px;background:var(--accent)}
.checklist{margin-top:2rem;display:flex;flex-direction:column;gap:12px}
.chk{display:flex;align-items:flex-start;gap:12px}
.chk-dot{width:20px;height:20px;border-radius:50%;background:rgba(46,234,143,0.12);border:1px solid var(--border2);display:flex;align-items:center;justify-content:center;flex-shrink:0;margin-top:2px}
.chk-dot svg{width:10px;height:10px;stroke:var(--accent);stroke-width:2.5;fill:none}
.chk span{font-size:14px;color:var(--t2);line-height:1.5}

/* ─── SERVICES ─── */
.svc-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:1.5rem;margin-top:3rem}
.svc-card{background:var(--card);border:1px solid var(--border);border-radius:16px;padding:2rem;transition:border-color .2s,transform .2s}
.svc-card:hover{border-color:var(--border2);transform:translateY(-2px)}
.svc-icon{width:48px;height:48px;border-radius:12px;display:flex;align-items:center;justify-content:center;margin-bottom:1.25rem;font-size:22px}
.svc-icon.energy{background:rgba(46,234,143,0.1)}.svc-icon.forex{background:rgba(100,140,255,0.1)}
.svc-icon.gold{background:var(--gold-bg)}.svc-icon.estate{background:rgba(160,120,220,0.1)}
.svc-icon.carbon{background:rgba(46,234,143,0.1)}.svc-icon.crypto{background:rgba(255,160,60,0.1)}
.svc-card h3{font-size:16px;font-weight:600;margin-bottom:.5rem}
.svc-card p{font-size:13.5px;color:var(--t2);line-height:1.65}
.svc-tag{display:inline-block;margin-top:1rem;font-size:10.5px;color:var(--accent);background:rgba(46,234,143,0.08);padding:3px 10px;border-radius:999px;font-weight:500;text-transform:uppercase;letter-spacing:.4px}

/* ─── EDUCATION ─── */
.edu-item{display:grid;grid-template-columns:80px 1fr;gap:2rem;padding:2.5rem 0;border-bottom:1px solid var(--border)}
.edu-item:last-child{border-bottom:none}
.edu-num{font-size:64px;font-weight:800;color:rgba(46,234,143,0.08);letter-spacing:-3px;line-height:1}
.edu-item h3{font-size:20px;font-weight:600;margin-bottom:.6rem}
.edu-item p{font-size:14.5px;color:var(--t2);line-height:1.7}

/* ─── GOVERNANCE ─── */
.gov-grid{display:grid;grid-template-columns:1fr 1fr;gap:1.5rem;margin-top:3rem}
.gov-card{background:var(--card);border:1px solid var(--border);border-radius:16px;padding:2rem}
.gov-card h3{font-size:15px;font-weight:600;margin-bottom:.5rem;display:flex;align-items:center;gap:8px}
.gov-card p{font-size:13.5px;color:var(--t2);line-height:1.65}
.gov-icon{font-size:16px}

/* ─── SECURITY ─── */
.sec-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.25rem;margin-top:3rem}
.sec-card{background:var(--card);border:1px solid var(--border);border-radius:14px;padding:1.75rem}
.sec-card h4{font-size:14px;font-weight:600;margin-bottom:.4rem}
.sec-card p{font-size:12.5px;color:var(--t2);line-height:1.6}
.sec-badge{display:inline-flex;align-items:center;gap:5px;font-size:10px;text-transform:uppercase;letter-spacing:.6px;font-weight:600;color:var(--accent);margin-bottom:.75rem;background:rgba(46,234,143,0.06);padding:3px 8px;border-radius:4px}

/* ─── RISK / ALLOCATION ─── */
.ra-cols{display:grid;grid-template-columns:1fr 1fr;gap:4rem;margin-top:3rem}
.ra-block h3{font-size:18px;font-weight:600;margin-bottom:1rem;color:var(--t1)}
.ra-item{padding:1rem 0;border-bottom:1px solid var(--border)}
.ra-item:last-child{border-bottom:none}
.ra-item h4{font-size:14px;font-weight:600;margin-bottom:.3rem;color:var(--t1)}
.ra-item p{font-size:13px;color:var(--t2);line-height:1.6}

/* ─── STEPS ─── */
.steps-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.5rem;margin-top:3rem}
.step-card{background:var(--card);border:1px solid var(--border);border-radius:16px;padding:2rem;position:relative}
.step-num{font-size:52px;font-weight:800;color:rgba(46,234,143,0.08);letter-spacing:-2px;line-height:1;margin-bottom:1rem}
.step-card h3{font-size:16px;font-weight:600;margin-bottom:.5rem}
.step-card p{font-size:13.5px;color:var(--t2);line-height:1.65}

/* ─── CARD PROGRAM ─── */
.card-section{background:var(--card);border:1px solid var(--border);border-radius:24px;padding:3.5rem;display:grid;grid-template-columns:1fr 1fr;gap:3rem;align-items:center}
.card-visual{position:relative}
.mock-card{width:320px;height:195px;background:linear-gradient(135deg,#122a1e,#1a4030);border:1px solid var(--border2);border-radius:16px;padding:1.75rem;display:flex;flex-direction:column;justify-content:space-between}
.mc-top{display:flex;justify-content:space-between;align-items:flex-start}
.mc-logo{font-size:11px;font-weight:700;letter-spacing:.5px;color:var(--accent)}
.mc-chip{width:32px;height:24px;background:var(--gold);border-radius:4px;opacity:.7}
.mc-number{font-size:15px;font-weight:500;letter-spacing:3px;color:var(--t2)}
.mc-bottom{display:flex;justify-content:space-between;align-items:flex-end}
.mc-name{font-size:11px;text-transform:uppercase;letter-spacing:1px;color:var(--t3)}
.mc-exp{font-size:10px;color:var(--t3)}
.card-features{display:grid;grid-template-columns:1fr 1fr;gap:1rem;margin-top:2rem}
.cf{background:var(--card2);border:1px solid var(--border);border-radius:12px;padding:1.1rem}
.cf h4{font-size:13px;font-weight:600;margin-bottom:3px}
.cf p{font-size:11.5px;color:var(--t2);line-height:1.5}

/* ─── LOAN ─── */
.loan-grid{display:grid;grid-template-columns:1fr 1fr;gap:4rem;align-items:center}
.loan-tiers{display:flex;flex-direction:column;gap:1rem;margin-top:2rem}
.loan-tier{display:flex;align-items:center;gap:1.25rem;background:var(--card);border:1px solid var(--border);border-radius:12px;padding:1.25rem 1.5rem}
.lt-range{font-size:14px;font-weight:600;color:var(--t1);min-width:180px}
.lt-detail{font-size:12.5px;color:var(--t2)}

/* ─── NFP ─── */
.nfp-section{background:var(--card);border-top:1px solid var(--border);border-bottom:1px solid var(--border)}

/* ─── PRICING ─── */
.pricing-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:1.25rem;margin-top:3rem}
.price-card{background:var(--card);border:1px solid var(--border);border-radius:16px;padding:1.75rem;transition:border-color .2s}
.price-card.featured{border-color:var(--green);background:linear-gradient(155deg,#0f2218 0%,#153425 100%)}
.price-badge{display:inline-block;font-size:10.5px;font-weight:600;text-transform:uppercase;letter-spacing:.5px;padding:3px 10px;border-radius:999px;margin-bottom:1rem;background:rgba(46,234,143,0.1);color:var(--accent)}
.price-badge.hot{background:var(--green);color:#fff}
.price-tier{font-size:13px;font-weight:600;color:var(--t2);margin-bottom:.6rem}
.price-amt{font-size:34px;font-weight:700;letter-spacing:-1.5px;line-height:1}
.price-range{font-size:12px;color:var(--t3);margin-top:4px;margin-bottom:1.25rem}
.price-features{list-style:none;display:flex;flex-direction:column;gap:8px;margin-bottom:1.5rem}
.price-features li{font-size:12px;color:var(--t2);display:flex;align-items:center;gap:8px}
.price-features li::before{content:'';width:5px;height:5px;border-radius:50%;background:var(--green);flex-shrink:0}
.btn-plan{width:100%;padding:11px;border-radius:9px;font-size:13.5px;font-weight:500;cursor:pointer;border:1px solid var(--border2);background:transparent;color:var(--t1);transition:all .2s;font-family:inherit;text-decoration:none;display:block;text-align:center}
.btn-plan:hover{background:rgba(46,234,143,0.06)}
.btn-plan.solid{background:var(--green);border-color:var(--green);color:#fff}
.btn-plan.solid:hover{background:var(--green-lt)}

/* ─── BENEFITS ─── */
.ben-grid{display:grid;grid-template-columns:1fr 1fr;gap:1.25rem;margin-top:3rem}
.ben-card{background:var(--card);border:1px solid var(--border);border-radius:16px;padding:1.75rem;display:flex;gap:1rem;align-items:flex-start;transition:border-color .2s}
.ben-card:hover{border-color:var(--border2)}
.ben-icon{width:42px;height:42px;border-radius:10px;background:rgba(46,234,143,0.08);display:flex;align-items:center;justify-content:center;flex-shrink:0;font-size:18px}
.ben-card h3{font-size:15px;font-weight:600;margin-bottom:3px}
.ben-card p{font-size:13px;color:var(--t2);line-height:1.6}

/* ─── FAQ ─── */
.faq-list{margin-top:3rem;border:1px solid var(--border);border-radius:16px;overflow:hidden}
.faq-item{border-bottom:1px solid var(--border);background:var(--card)}
.faq-item:last-child{border-bottom:none}
.faq-q{width:100%;background:none;border:none;padding:1.25rem 1.5rem;display:flex;align-items:center;justify-content:space-between;text-align:left;cursor:pointer;color:var(--t1);font-size:14.5px;font-weight:500;gap:1rem;font-family:inherit}
.faq-arrow{width:22px;height:22px;border-radius:50%;background:rgba(46,234,143,0.08);display:flex;align-items:center;justify-content:center;flex-shrink:0;transition:transform .25s,background .2s}
.faq-arrow svg{width:10px;height:10px;stroke:var(--accent);stroke-width:2.5;fill:none}
.faq-a{max-height:0;overflow:hidden;transition:max-height .3s ease,padding .3s;font-size:13.5px;color:var(--t2);line-height:1.7;padding:0 1.5rem}
.faq-item.open .faq-a{max-height:300px;padding:0 1.5rem 1.25rem}
.faq-item.open .faq-arrow{background:rgba(46,234,143,0.15);transform:rotate(180deg)}

/* ─── CTA BANNER ─── */
.cta-banner{background:var(--card);border:1px solid var(--border2);border-radius:24px;padding:4.5rem 3rem;text-align:center;margin:5rem 0}
.cta-banner h2{font-size:38px;font-weight:700;letter-spacing:-1.2px;margin-bottom:.75rem}
.cta-banner p{font-size:16px;color:var(--t2);margin-bottom:2rem;max-width:460px;margin-left:auto;margin-right:auto}
.cta-row{display:flex;gap:12px;justify-content:center}

/* ─── FOOTER ─── */
.footer{border-top:1px solid var(--border);padding-top:4rem;padding-bottom:2rem}
.footer-top{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:3rem;margin-bottom:3rem}
.footer-brand p{font-size:13px;color:var(--t3);line-height:1.7;margin-top:1rem;max-width:280px}
.ft-col h4{font-size:12px;text-transform:uppercase;letter-spacing:1.2px;color:var(--t3);font-weight:600;margin-bottom:1rem}
.ft-col a{display:block;font-size:13px;color:var(--t2);padding:4px 0;transition:color .15s}
.ft-col a:hover{color:var(--t1)}
.footer-disclaimer{background:var(--bg2);border:1px solid var(--border);border-radius:16px;padding:2rem;margin-top:2rem}
.footer-disclaimer h5{font-size:11px;text-transform:uppercase;letter-spacing:1px;color:var(--red);font-weight:600;margin-bottom:.75rem}
.footer-disclaimer p{font-size:11.5px;color:var(--t3);line-height:1.7}
.footer-badges{display:flex;gap:2rem;align-items:center;margin-top:2rem;padding-top:2rem;border-top:1px solid var(--border);flex-wrap:wrap}
.f-badge{display:flex;align-items:center;gap:10px;background:var(--card);border:1px solid var(--border);border-radius:10px;padding:10px 16px}
.f-badge-icon{width:28px;height:28px;border-radius:6px;background:rgba(46,234,143,0.08);display:flex;align-items:center;justify-content:center;font-size:14px}
.f-badge-text{font-size:11px;color:var(--t3);line-height:1.4;max-width:200px}
.footer-bottom{display:flex;justify-content:space-between;align-items:center;margin-top:2rem;padding-top:1.5rem;border-top:1px solid var(--border);flex-wrap:wrap;gap:1rem}
.fb-copy{font-size:12px;color:var(--t4)}
.fb-links{display:flex;gap:1.5rem}
.fb-links a{font-size:12px;color:var(--t4);transition:color .15s}
.fb-links a:hover{color:var(--t2)}

/* ─── INLINE GRID CLASSES ─── */
.grid-2col{display:grid;grid-template-columns:1fr 1fr;gap:4rem;align-items:center}
.grid-2col-tight{display:grid;grid-template-columns:1fr 1fr;gap:1rem}
.inline-2col{display:grid;grid-template-columns:1fr 1fr;gap:2rem}

/* ─── MOBILE NAV ─── */
.hamburger{display:none;background:none;border:none;cursor:pointer;padding:8px;flex-direction:column;gap:5px}
.hamburger span{display:block;width:22px;height:2px;background:var(--t1);border-radius:2px;transition:transform .25s,opacity .25s}
.mob-menu{display:none;position:fixed;top:0;left:0;right:0;bottom:0;background:rgba(6,13,10,0.98);backdrop-filter:blur(20px);z-index:200;flex-direction:column;padding:1.5rem;overflow-y:auto}
.mob-menu.active{display:flex}
.mob-menu-head{display:flex;justify-content:space-between;align-items:center;margin-bottom:2rem}
.mob-close{background:none;border:none;cursor:pointer;color:var(--t1);font-size:28px;padding:8px;line-height:1}
.mob-menu-links{display:flex;flex-direction:column;gap:0}
.mob-menu-links a{font-size:17px;color:var(--t2);padding:14px 0;border-bottom:1px solid var(--border);transition:color .15s}
.mob-menu-links a:hover,.mob-menu-links a:active{color:var(--t1)}
.mob-menu-links .mob-sub{font-size:14px;color:var(--t3);padding:10px 0 10px 1.25rem;border-bottom:1px solid rgba(42,180,100,0.06)}
.mob-menu-ctas{display:flex;flex-direction:column;gap:10px;margin-top:2rem}
.mob-menu-ctas a{width:100%;text-align:center;padding:14px;font-size:15px;border-radius:10px}

/* ─── SUB-PAGE CONTENT ─── */
.page-hero{padding:4rem 0 2rem;text-align:center;border-bottom:1px solid var(--border)}
.page-hero h1{font-size:42px;font-weight:700;letter-spacing:-1.5px;margin-bottom:.5rem}
.page-hero p{font-size:16px;color:var(--t2);max-width:520px;margin:0 auto}
.page-content{padding:4rem 0}
.page-content h2{font-size:24px;font-weight:600;margin-top:2.5rem;margin-bottom:1rem;color:var(--t1)}
.page-content h2:first-child{margin-top:0}
.page-content p{font-size:14.5px;color:var(--t2);line-height:1.8;margin-bottom:1rem}
.page-content ul{list-style:none;margin-bottom:1.5rem}
.page-content ul li{font-size:14px;color:var(--t2);padding:6px 0;padding-left:1.25rem;position:relative;line-height:1.7}
.page-content ul li::before{content:'';width:5px;height:5px;border-radius:50%;background:var(--green);position:absolute;left:0;top:14px}
.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:3rem;margin-top:2rem}
.contact-card{background:var(--card);border:1px solid var(--border);border-radius:16px;padding:2rem}
.contact-card h3{font-size:16px;font-weight:600;margin-bottom:.5rem}
.contact-card p{font-size:14px;color:var(--t2);line-height:1.7}
.contact-card a{color:var(--accent);transition:opacity .2s}
.contact-card a:hover{opacity:.8}

/* ─── RESPONSIVE ─── */
@media(max-width:1024px){
  .wrap{padding:0 2rem}
  nav{padding:1rem 2rem}
  .hero h1{font-size:52px}
  .section-heading{font-size:36px}
  .about-grid{gap:2.5rem}
  .ra-cols{gap:2.5rem}
  .card-section{gap:2rem;padding:2.5rem}
  .loan-grid{gap:2.5rem}
  .grid-2col{gap:2.5rem}
  .footer-top{gap:2rem}
}
@media(max-width:768px){
  nav{padding:.9rem 1.25rem}
  .nav-links{display:none}
  .nav-ctas .btn-ghost{display:none}
  .hamburger{display:flex}
  .wrap{padding:0 1.25rem}
  .hero{padding:4rem 0 3.5rem}
  .hero h1{font-size:40px;letter-spacing:-1.5px}
  .hero p{font-size:15.5px}
  .hero-badge{font-size:10.5px;padding:5px 14px}
  .hero-btns{flex-direction:column;align-items:center}
  .hero-btns .btn{width:100%;justify-content:center;max-width:320px}
  .hero-stats{gap:1.5rem;flex-wrap:wrap;justify-content:space-around}
  .stat-n{font-size:28px}
  .stat-l{font-size:11.5px}
  .section{padding:3.5rem 0}
  .section-heading{font-size:30px;letter-spacing:-1px}
  .section-heading.sm{font-size:26px}
  .section-sub{font-size:14.5px}
  .about-grid{grid-template-columns:1fr;gap:2.5rem}
  .about-visual{order:-1}
  .svc-grid{grid-template-columns:1fr 1fr;gap:1.25rem}
  .inline-2col{grid-template-columns:1fr}
  .edu-item{grid-template-columns:60px 1fr;gap:1.25rem}
  .edu-num{font-size:48px}
  .ra-cols{grid-template-columns:1fr;gap:2.5rem}
  .steps-grid{grid-template-columns:1fr;gap:1.25rem}
  .card-section{grid-template-columns:1fr;padding:2rem;gap:2rem}
  .mock-card{width:100%;max-width:340px;margin:0 auto}
  .card-features{grid-template-columns:1fr 1fr}
  .loan-grid{grid-template-columns:1fr;gap:2rem}
  .loan-tiers{margin-top:0}
  .grid-2col{grid-template-columns:1fr;gap:2rem}
  .grid-2col-tight{grid-template-columns:1fr 1fr}
  .pricing-grid{grid-template-columns:1fr 1fr;gap:1rem}
  .sec-grid{grid-template-columns:1fr 1fr;gap:1rem}
  .gov-grid{grid-template-columns:1fr;gap:1rem}
  .ben-grid{grid-template-columns:1fr;gap:1rem}
  .faq-q{font-size:14px;padding:1.1rem 1.25rem}
  .faq-a{padding:0 1.25rem;font-size:13px}
  .faq-item.open .faq-a{padding:0 1.25rem 1.1rem}
  .cta-banner{padding:3rem 2rem;margin:3.5rem 0;border-radius:18px}
  .cta-banner h2{font-size:30px}
  .cta-banner p{font-size:14.5px}
  .cta-row{flex-direction:column;align-items:center}
  .cta-row .btn{width:100%;justify-content:center;max-width:320px}
  .footer-top{grid-template-columns:1fr 1fr;gap:2rem}
  .footer-brand{grid-column:1/-1}
  .footer-badges{flex-direction:column;gap:1rem}
  .footer-bottom{flex-direction:column;align-items:flex-start;gap:.75rem}
  .page-hero h1{font-size:32px}
  .contact-grid{grid-template-columns:1fr}
}
@media(max-width:540px){
  .wrap{padding:0 1rem}
  nav{padding:.8rem 1rem}
  .hero{padding:3rem 0 2.5rem}
  .hero h1{font-size:32px;letter-spacing:-1px}
  .hero h1 br{display:none}
  .hero p{font-size:14.5px}
  .hero-stats{gap:1rem;padding-top:2rem;margin-top:2.5rem}
  .stat-n{font-size:24px}
  .hero-btns .btn{max-width:100%}
  .section{padding:3rem 0}
  .section-heading{font-size:26px}
  .section-heading.sm{font-size:22px}
  .section-label{font-size:10.5px;letter-spacing:1.5px}
  .section-sub{font-size:13.5px}
  .svc-grid{grid-template-columns:1fr;gap:1rem}
  .svc-card{padding:1.5rem}
  .metric-row{flex-direction:column;gap:1rem}
  .mc-val{font-size:24px}
  .edu-item{grid-template-columns:1fr;gap:.5rem}
  .edu-num{display:none}
  .steps-grid{gap:1rem}
  .step-card{padding:1.5rem}
  .card-section{padding:1.5rem;border-radius:16px}
  .card-features{grid-template-columns:1fr}
  .loan-tier{flex-direction:column;gap:.5rem;align-items:flex-start;padding:1.1rem 1.25rem}
  .lt-range{min-width:auto;font-size:13.5px}
  .pricing-grid{grid-template-columns:1fr;gap:1rem}
  .price-card{padding:1.75rem}
  .price-amt{font-size:32px}
  .sec-grid{grid-template-columns:1fr;gap:1rem}
  .ben-card{padding:1.5rem;flex-direction:column;gap:.75rem}
  .faq-q{font-size:13.5px;padding:1rem 1.1rem}
  .faq-a{font-size:12.5px;padding:0 1.1rem}
  .faq-item.open .faq-a{padding:0 1.1rem 1rem}
  .cta-banner{padding:2.5rem 1.5rem;margin:2.5rem 0;border-radius:14px}
  .cta-banner h2{font-size:24px;letter-spacing:-.8px}
  .cta-banner h2 br{display:none}
  .cta-banner p{font-size:13.5px}
  .footer-top{grid-template-columns:1fr 1fr;gap:1.5rem}
  .footer-brand{grid-column:1/-1}
  .footer-disclaimer{padding:1.5rem}
  .footer-disclaimer p{font-size:11px}
  .f-badge{padding:10px 12px}
  .fb-links{flex-wrap:wrap;gap:1rem}
  .btn{font-size:13.5px;padding:11px 22px}
  .btn-sm{font-size:12.5px;padding:8px 16px}
  .svc-split{padding:1.5rem !important}
  .nfp-inner>div:last-child{padding:1.5rem !important}
  .page-hero h1{font-size:26px}
}
@media(max-width:380px){
  .wrap{padding:0 .75rem}
  nav{padding:.7rem .75rem}
  .logo-name{font-size:14px}
  .hero h1{font-size:27px;letter-spacing:-.8px}
  .hero p{font-size:13.5px}
  .hero-stats{flex-direction:column;gap:1.25rem;align-items:center}
  .section-heading{font-size:23px}
  .section-heading.sm{font-size:20px}
  .footer-top{grid-template-columns:1fr}
  .cta-banner h2{font-size:22px}
  .price-amt{font-size:28px}
}